Privacy Policy

1. Terms

By accessing this website, you agree to be bound by these Terms and Conditions of Use and all applicable laws and regulations, and you agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials on this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on VOOMA Insurance Agency's website for personal, non-commercial viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software or materials on VOOMA Insurance Agency's website;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or "mirror" the materials on any other server.

This license will automatically terminate if you violate any of these restrictions and may be terminated by VOOMA Insurance Agency at any time. Upon terminating this license or your viewing of these materials, you must destroy any downloaded materials in your possession, whether in electronic or printed form.

3. Disclaimer

The materials on VOOMA Insurance Agency's website are provided "as is." VOOMA Insurance Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, VOOMA Insurance Agency does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or to any sites linked to this site.

4. Limitations

In no event shall VOOMA Insurance Agency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on VOOMA Insurance Agency's website, even if VOOMA Insurance Agency or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Amendments and Errata

The materials appearing on VOOMA Insurance Agency's website may include technical, typographical, or photographic errors. VOOMA Insurance Agency does not warrant that any of the materials on its website are accurate, complete, or current. VOOMA Insurance Agency may make changes to the materials on its website at any time without notice, but does not make any commitment to update the materials.

6. Links

VOOMA Insurance Agency has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by VOOMA Insurance Agency of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

VOOMA Insurance Agency may revise these terms of use for its website at any time without notice. By using this website, you agree to be bound by the then-current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to VOOMA Insurance Agency's website shall be governed by the laws of the State of New York, United States, without regard to its conflict of law provisions.

9. Consent to Receive SMS Messages

By registering for SMS communications, you consent to:

• Receiving text messages from VOOMA Insurance Agency at the number you provided.
• Communications that may include policy updates, reminders, marketing messages, and service notifications.

You may opt out of SMS communications at any time by replying "STOP" to any message or by contacting us directly.

To stop receiving SMS messages, you can:

• Reply "STOP" to any SMS message.
• Contact us at (518) 372-5615 or email us at service@voomainsurance.com.

Information We Collect

When you register for SMS communications, we may collect the following information:

• Personal Information: your name, phone number, and any additional information you provide during registration.
• Interaction Data: information about how you interact with our SMS messages, such as delivery and read status.

How We Use Your Information

We use the information collected through SMS registration for the following purposes:

• To send important updates about your insurance policies, including reminders for renewals or billing.
• To share marketing promotions, special offers, or events related to our services.
• To provide customer support and respond to your inquiries.
• To improve our services based on your preferences and feedback.

Data Protection

We are committed to protecting your information. Your data is stored securely and will not be shared with third parties, except as required by law or to deliver the services you have requested (for example, working with a trusted SMS service provider).

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Privacy Policy

Your privacy is important to us. Accordingly, we have developed this policy so that you understand how we collect, use, communicate, disclose, and otherwise make use of personal information. The following outlines our privacy policy:

• Before or at the time of collecting personal information, we will identify the purposes for which the information is being collected.
• We will collect and use personal information solely to fulfill the purposes we specify and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
• We will retain personal information only as long as necessary to fulfill those purposes.
• We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
• Personal data should be relevant to the purposes for which it is to be used and, to the extent necessary for those purposes, should be accurate, complete, and up to date.
• We will protect personal information with reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.
• We will make readily available to customers information about our policies and practices for the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.