Existing Shutts Agency client? Welcome! Please watch this special announcement below:

Independent Insurance Agency serving New York's Capital Region

Insurance with Intent.

Insurance should be more than just policies —it should empower the life you were designed to live: a life of intent.

YouTube video

It's not just about the lowest price.

It's about the best coverage.

Any price you pay for the wrong coverage is too high.  Which is why we first help you evaluate the best coverage for you (or business) and then we shop hard to find you the lowest price for that coverage.

Does your insurance give you confidence? It should.

These days, you can get insurance anywhere—even from a tiny lizard.

 

Companies flood the airwaves with promises of 5%, 10%, even 15% savings. But what they don’t mention? Those savings often come at the cost of real coverage, leaving you with the bare minimum.

 

That’s why we exist.

 

You deserve more than just a policy—you deserve a trusted advisor who protects what matters most.

 

When insurance is done right, it’s not just about coverage—it’s about confidence. And that’s how you live with VOOMA!

Title (1)

Insurance isn't a "one-size-fits-all" type of thing. We'll help you craft an insurance strategy that adeqately protects all that matters most to you.

Personal Insurance

Homeowners, auto, boat, motorcycle or anything else, we can help.

Business Insurance

Empower your business's future with customized solutions.

Specialty Insurance

We can also help you with specialty insurance products.

  • Home Insurance

  • Auto Insurance

  • Boat Insurance

  • Renters Insurance

  • Business Insurance

  • Business Property

  • Commercial Auto

  • Commercial Umbrella

  • High-Net Worth

  • Sports Leagues

  • Special Events

  • Vacant Land

The Proof is in the Reviews

Please read what our clients are saying about us

We're high-touch and high-tech. Choose your own adventure.

Choosing the right insurance policy can be a daunting task even for a well-informed consumer. There are hundreds of insurance options and every family and business is unique. How do you make the right choice?

We believe that when insurance is both high-touch and high-tech, getting insurance can feel a lot less overwhelming. In fact, it can actually feel easy, educational, and enjoyable.

Our team will be there to help provide personalized and authentic advice, while our technology will help make the whole process simple and easy (and help us shop hundreds of options so you can get the best price!)

Choice

Being Independent means that we don't work for any one insurance company. We have the ability to search multiple companies on your behalf, acting as a negotiator, to find you the best possible policy and price. You never have to haggle with an agent or insurance company again.

Expertise

Not all insurance agencies are created equal. We have an in-depth knowledge of insurance policy coverages from dozens of different insurance companies. We've seen it all, and when it comes to fine print, we truly understand the coverage we are recommending.

Service

Why sit on hold with a call center representative who doesn't know you, when you can deal with a familiar face who knows you and understands your unique situation? Our customer service is the single biggest reason why our customers refer us so many of their friends.

Claims

The entire reason you have insurance is for when you need to use it. Unfortunately, insurance contracts contain many exclusions and conditions you may be unaware of. We'll help you understand how you're covered, and walk you through your claim.

Local

When you do business with our agency, you're not only supporting your local community, but you're being serviced by a local business who knows your name, and your unique coverage needs. You never have to deal with call-center representatives again.

These are just some of our incredible carrier partners

We know that when insurers compete, you win. We’ll shop around dozens of reputable insurers to find the coverage you need for a price you love! It's like submitting one application to dozens of insurers, instantly.

Insurace should be easy, educational and enjoyable.

We take the hassle out of finding the perfect insurance plan for you. Start a conversation to find out how!

  • Get Started

    You can start online, give us a call, or pop into our office. We're high-touch and high-tech - choose your own adventure.

  • We Shop For You

    We'll help identify the insurance you need and then shop around our carriers to present some competitive insurance options.

  • Pick The Best Option

    Choose the coverage package that fits best. We'll guide you every step of the way.

Have questions about the process of switching to us?

Get answers to some frequently asked questions below.

There are many reasons we feel that we're a great choice to help with your insurance. Maybe the biggest one is that our agency is 100% independent and can offer you many choices when it comes to coverage and insurance providers. This saves you hours of time in trying to compare the different options yourself 🙂

When you're ready to switch over to our agency, you'll first need to secure coverage with the carrier we found for you. The process is very simple and only takes a matter of minutes.

While we can definitely revisit your policies on an annual basis, changing insurance carriers every year (or six months) can actually negatively impact your "insurance score" which can actually cause your rates to increase. Therefore, while it's possible, we don't necessarily recommend it. However, when your rate increases more than normal, we'll explore other options!

We are paid directly by the carriers we represent to originate and service your insurance policy. We are your point of contact for the duration of your policy(ies).

Advisor-Evolved-background-2
Call Email Contact Get a Quote